Wednesday, March 23, 2011

Obama doesn't want me to get a new car...

Ok, I admit that Obama doesn't care or even know about my plight. However, he is the government, right? His infamous healthcare legislation did give more power to the IRS. Which brings us to the problem.

The bank won't approve us for for the loan without first comparing our figures with those the IRS us on file.

Hurray!!!  I got to call the IRS!!!!

Its everybody's favorite thing to do, right? 

The first time I called, (that's right I got to call more than once) I thought things went very smoothly. I was able to request my transcripts, no problem.

Then I called the dealer's financial department and PROBLEM.  I was informed that the bank wanted the transcripts directly from the IRS and would not accept them from me. He then put some distance between him and me saying, "Hey, I am just a middle man." Afterwords, he gave me the number of the guy handling our loan.  YAY!!!!  No more middle man.

Second call....I became the middle man (who knew thiswould be complicated?) I couldn't. Get it faxed unless I was standing in front of the fax machine.

Third call...really not liking being the new middle man. This time I thought I would pretend to be infront of the banks fax machine. This time I was told the an e-fax number was not secure enough.  So now I am stuck...

The banker said he would ask his uppers what they wanted to do and call me back in the morning.

So while Obama has nothing to do with it, I am hoping he reads this and takes action on my behalf.
:'(

Sunday, March 20, 2011

Lost love rekindled...

Before you say anything, I love my wife, however she is not the long lost love that I have found.

I know this next part is going to sound cheesy....

I have found the best time to curl up to a good book is between midnight and two am.  The store is very quiet then.  Aside from a few, unwanted and unsolicited, customers, the time goes uninterrupted.

My current choice is the 'Percy Jackson & The Olympians' series.  Loved book one! Book two alot of the initial magic of discovery was gone, and I found the little reminders of things that happened in the first book annoying.  That being said, I realize it was not written for someone of my age.  I did however enjoy it enough, and the characters that I will continue reading the rest of the series.  (Yes even if I didn't already have them, a Christmas gift from my first geat love)  I have always found a fancination with the Greek gods. So it is really great to read of their heroic adventures set in our era.

Skipping a head... (This next bit is totally unrelated to the previous stuff)

Today was the county fair...a day that is looked forward to for the entire year by my young brood (and my wife).  Money is saved all year just for this event.

This year we did things different, only the kid went on rides and played the games.  Next year the adults will need a turn. 

They only had to stop one ride so our precious little scaredy cats could get off.  And the haunted house, they never made it past the front door. 

After every ride the three year old boy would say, "Funny." His word for, "That was fun!"

There was this complicated to explain fun house. You start off weaving through punching bags, climbing stairs and a net made of rope. (All the while get higher). Followed by a narrow bridge streching from one end to the other, immediately followed by another bridge taking you back across making you even higher.  Lastly, after all the climbing higher and higher till you are atleast 30 feet up, there is this really long and fast slide.  Looking at all this I was surprised that our little three year old was tall enough. 

So we did what any reasonable parents would do...

We called on the oldest and told her to take her brother up there and help him walk the course.

Ah, she is a real trooper, so eager to please. (Way too much like me)

At one point, she had to carry him across the seconds bridge.  Once at the slide, he was starting to freak out. 

For some reason he is afraid of slides.

(Does that make us bad parents for making him go when we knew there was a really long slide at the end?)

We had previously given our oldest the instructions, "You will have to push him down the slide."  Lucky for us, she has some sense in her. Rather than shoving him, she put him in front of her and went down with him, all the while he was protesting not wanting to go down. 

Once down, he said, "Funny!"  When asked if he wanted to go again, he scrunched his face and said, "uh uh!"  :-D

Saturday, March 19, 2011

Cars, Loans & Work...

You know what really sucks rocks? Knowing you make acertain amount of money and then trying to find away to prove it. 

We recently were tentatively approved for a loan for a used mini van (They let us take it home and everthing)  Then began the arduous task of proving my income.

Sounds simple right?

It is IF you have paystubs and 3 months of bank statements showing an accurate picture of your finances.

Well, that's not us.  I get payed, supposedly, on a form 1090. But I have never seen one. Good thing I pay taxes on that money anyway.  However, the income we are stating is relatively new and is not reflective in the tax paperwork. Ever since we did away with credit cards we operate on a cash only basis only depositing what we need to pay mortgage and buy gasand other automatic payments. As a result a good chunk of our income is not reflected on our bank statements.

To help this out a little, I manufactured paystubs for my 1090 income then emailed copies to my 1090 employer so that he would have copies if asked. These statements also reflect the cash that is usually paid to me directly.

So now we wait and see if our tentative approval becomes a permanent approval.

We love playing the waiting game... :]

Friday, March 4, 2011

Stupid gets stupider...

Its a typical night at work, the cops hanging out outside (they come for the free coffee and stimulating conversation). When suddenly, am hit with a quick burst of customers, a group of girls came in first followed shortly by a  rather large, stalky guy (320 pounds easy).  He walks to the freezer section and starts shoving ice cream and pizza into his pockets.

As he approaches the counter, his pockets are bulging far more and in an inconsistent shape to go with his round figure.  So I immediately see something off. Once at the counter, the group of girls are behind him and they are trying to tell me, without getting his attention, that he had been taking stuff.  After he finished paying for the cigars he wanted, he turned and walked out.  Now, it became extremely obvious that he had ice cream in his pocket, as he turned around to head out the door I could see it easily.  I allowed him to walk out the door, and past the police standing outside the front door.

I looked out the window waved my arms to get the attention of the cops outside.

Now the hunt was on!
Armed with the guys description and name (the group of girls knew who he was), the police pull up to his house.  He is sitting on his front porch eating his haul, wearing a chocolate ring around his mouth (having eaten a carton of ice cream already).

Now if he hasn't proven himself a master criminal mind yet then wait to see what happens next.

He threatened the officer, not with bodily harm, no he was much too cunning for that. He said, "Hey I know where you eat!"  He of course works at a local sit down Mexican restaurant the cop frequents.

The next day, our master criminal was fired from the restaurant for threatening the cops future meals. =O

Tuesday, March 1, 2011

Who'da thunk it...

Well the phone that I dropped on its face, on a rock, cracking the
screen, was valued at $200.  That's right! Some schmuck out their
payed me $200 for it.
While I was out selling, I sold some very old technology (Granted out
is less than five years old, but by current standards, eh).  it was my
old PDA a Dell Axim. I understand that after I bought it, it being
obsolete already, Dell quit making them.  Someone else, thought it was
valued at $96.
So now I have enough to pay back my wife for the amount I went over
when I bought my new (crack free) phone and have $200 to do with as I
want.
So now to boast of my new phone, I got the nexus s and am loving it.
Wish that the flash player didn't use so much battery. Even while
charging it drains the power when using the wireless network (but only
for video). Next is the wifi test. ;-)